5 Year Plan for Home Ownership

Written By Aubrey Gettman

Your 5-Year Path to Home Sweet Home! 🏡

Year 1: Get Your Money Right 💰

  • Check your credit (shoot for 700+).

  • Crush debt, boost savings, and build an emergency fund.

  • Research loans & first-time buyer perks.

  • Cut back on unnecessary spending (yes, even that daily latte—sometimes).

Year 2: Stack Cash & Level Up 📈

  • Keep saving like a pro (down payment, closing costs, moving $$).

  • Keep your credit score climbing.

  • Stay debt-free and avoid big purchases (hold off on that new car!).

  • Start eyeing neighborhoods & market trends.

Year 3: House Hunt Mode 🏠🔍

  • Get pre-approved for a mortgage (not just pre-qualified—big difference!).

  • Team up with a great real estate agent.

  • Start touring homes & making offers.

  • Plan for extra costs (inspections, closing fees, moving).

Year 4: Keys in Hand! 🔑

  • Lock in your dream home, finalize the mortgage, and close the deal.

  • Move in and get settled (hello, housewarming party!).

  • Budget for home maintenance (leaky faucets happen).

Year 5: Own It Like a Boss 🚀

  • Pay extra on your mortgage when you can.

  • Upgrade your space & increase home value.

  • Plan for the future (rental income? Dream home #2?).

Stay focused, stay excited, and in five years, you’ll be unlocking the door to your very own home! 🎉🔥

Aubrey Gettman https://aubreyjoyhomes@gmail.com
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